Medicare & Supplements

Healthcare in 2026: Medicare has seen significant improvements, including a $2,000 annual out-of-pocket cap on prescription drugs (Part D). Medigap policies now offer deeper integration with chronic disease management, ensuring seniors receive coordinated care across all providers.

Medicare Statistics (2026)

• Cap on Costs: The new $2,000 annual out-of-pocket cap for Part D has saved the average senior over $1,200 annually on life-saving medications.
• Enrollment Growth: Over 67 million individuals are now enrolled in Medicare, with nearly 52% choosing Medicare Advantage plans.
• Preventive Care: 90% of Medicare enrollees now utilize at least one free annual wellness visit, reducing emergency room visits by 18%.

Understanding Your Options

• Original Medicare (A & B): The foundation of senior healthcare.
• Medicare Advantage (Part C): All-in-one plans often including dental and vision.
• Medigap (Supplements): Policies that pay for costs Original Medicare doesn’t cover.

Frequently Asked Questions

What is the difference between Medicare Advantage and Medigap?
Medicare Advantage is an “all-in-one” alternative to Original Medicare, while Medigap is supplemental insurance that works alongside Original Medicare to pay for deductibles and co-pays.

When can I enroll in Medicare?
Your Initial Enrollment Period begins 3 months before you turn 65 and ends 3 months after your birthday month.

Top Insurance Providers

• AARP / UnitedHealthcare
• Humana
• Blue Cross Blue Shield
• Aetna
• Mutual of Omaha
• Cigna
• Anthem
• Wellcare